CP75: your Earned Income Credit is under audit

The IRS wants proof for the credits you claimed before it releases that part of your refund. The enclosed forms list the documents needed, with a separate form for each audited item. The Premium Tax Credit part may also be held.

This is a real audit, done by mail. The rest of your refund may already have been paid; only the audited credits are on hold. Nothing has been taken away yet, and good proof can still release the full amount.

The irs.gov CP75 page lists no fixed deadline, so look for the response date printed on your notice. Act fast anyway: the held money stays held until the audit ends, and missing proof leads to the credits being disallowed.

Per irs.gov, if you can't provide the requested documents, the IRS will disallow the audited items and send an examination report showing the proposed changes. You lose the held credits and may owe back any part already paid.

1. Read each enclosed form to see what the IRS needs for each credit.
2. Collect the proof each form asks for, such as records for each child you claimed and for your income.
3. Fill in the response form showing which items your documents cover.
4. Send legible copies, all at once, by Exam upload tool, fax, or mail with the notice stub.

The CP75 can hold up to four credits. The Earned Income Credit (EIC) is the one under audit. The Additional Child Tax Credit (ACTC) and the Recovery Rebate Credit (RRC) are held with it, and irs.gov says the Premium Tax Credit (PTC) part may also be held.

Each audited credit has its own form in the envelope. That matters: proof for the EIC does not automatically cover the others, so answer every form you received. If you claimed a child, read that child's form closely: it spells out which papers the IRS will accept to show the child qualifies.

Blaga goes through the enclosed forms with you and gathers the right proof for each item. She completes the response form so everything goes in one package, and represents you in the audit under a Form 2848 power of attorney.

Families across Houston reach her at the FM 1960 W office, and anyone else can send records by secure portal. If next year's return needs a fresh look, see individual tax preparation.

When the audit finishes, the IRS either releases the held credits or proposes changes in a report. Disagree with the report? You can respond and ask about appeal options; see IRS audit help. Other audit letters are explained in the notice decoder.